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    <loc>https://stpetehomeguide.com/blog/fema-flood-zone-ae-vs-ve-what-tampa-bay-home-buyers-need-to-know</loc>
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        <news:name>St. Pete Home Guide</news:name>
        <news:language>en</news:language>
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      <news:publication_date>2026-09-04T00:00:00.000Z</news:publication_date>
      <news:title>FEMA AE vs. VE Flood Zone: What Tampa Bay Buyers Must Know</news:title>
      <news:keywords>FEMA flood zone AE vs VE Tampa Bay, flood zone Tampa Bay home buyers, Pinellas County flood zone AE, flood insurance cost Shore Acres, Tampa Bay flood zone real estate, Tampa Bay, St. Petersburg, Pinellas County, flood zones, market-news</news:keywords>
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