Tampa Bay real estate calculators
Florida-specific tools to check flood zones, estimate value, decide when to sell, and figure out what you can actually afford. None of them give you a fake-precision single number. All of them factor in the line items most online calculators ignore — property tax, homeowners insurance, and flood insurance.
Flood Zone Lookup by Address
Type any Pinellas County address and get its FEMA flood zone instantly — live from the National Flood Hazard Layer. Plus what the zone means for insurance, lending, and resale.
Open toolCan You Airbnb It? STR Rules + ROI
The 2026 short-term-rental rules for St. Pete and every Pinellas beach town, a live Airbnb ROI calculator, and the three things (zoning, HOA, flood) that quietly break STR cash flow.
Open toolAssumable Mortgage: Does It Pencil?
Taking over a seller’s 3% FHA/VA loan sounds like a cheat code — until the equity gap. See the blended rate, the monthly, and whether it actually beats a normal purchase.
Open toolSell Now or Wait Until 2027?
Your purchase year, price, and market outlook → estimated walk-away cash if you sell now vs. wait a year, with Florida selling costs and carrying costs included.
Open toolWhich St. Pete Neighborhood Fits You?
6 questions, 60 seconds — budget, vibe, flood-risk comfort — matched against how St. Pete neighborhoods actually differ. Get your top-3 matches.
Open toolTrack My Home Value
Claim your home and get a free monthly pulse for your exact neighborhood — what sold near you, price direction, days on market. MLS data, not a Zestimate.
Open toolTampa Bay Home Value Calculator
Get a directional value range for any St. Pete or Tampa Bay home in 60 seconds. Based on real Stellar MLS Q1 2026 data, adjusted for size, condition, and flood risk.
Open toolFlorida Mortgage Calculator
Florida-specific mortgage payment calculator. Auto-includes county property tax, homeowners insurance, flood insurance estimate by ZIP risk tier, and PMI.
Open toolHow Much House Can You Afford?
Three realistic price ranges (conservative / moderate / maximum) based on your income, debts, and down payment. Includes Florida-specific carrying costs most calculators forget.
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