Tampa Bay real estate calculators
Florida-specific tools to check flood zones, estimate value, decide when to sell, and figure out what you can actually afford. None of them give you a fake-precision single number. All of them factor in the line items most online calculators ignore — property tax, homeowners insurance, and flood insurance.
Flood Zone Lookup by Address
Type any Pinellas County address and get its FEMA flood zone instantly — live from the National Flood Hazard Layer. Plus what the zone means for insurance, lending, and resale.
Open toolCan You Airbnb It? STR Rules + ROI
The 2026 short-term-rental rules for St. Pete and every Pinellas beach town, a live Airbnb ROI calculator, and the three things (zoning, HOA, flood) that quietly break STR cash flow.
Open toolAssumable Mortgage: Does It Pencil?
Taking over a seller’s 3% FHA/VA loan sounds like a cheat code — until the equity gap. See the blended rate, the monthly, and whether it actually beats a normal purchase.
Open toolSell Now or Wait Until 2027?
Your purchase year, price, and market outlook → estimated walk-away cash if you sell now vs. wait a year, with Florida selling costs and carrying costs included.
Open toolWhich St. Pete Neighborhood Fits You?
6 questions, 60 seconds — budget, vibe, flood-risk comfort — matched against how St. Pete neighborhoods actually differ. Get your top-3 matches.
Open toolTrack My Home Value
Claim your home and get a free monthly pulse for your exact neighborhood — what sold near you, price direction, days on market. MLS data, not a Zestimate.
Open toolTampa Bay Home Value Calculator
Get a directional value range for any St. Pete or Tampa Bay home in 60 seconds. Anchored on agent-maintained ZIP medians, adjusted for size, condition, and flood risk.
Open toolFlorida Mortgage Calculator
Florida-specific mortgage payment calculator. Auto-includes county property tax, homeowners insurance, flood insurance estimate by ZIP risk tier, and PMI.
Open toolHow Much House Can You Afford?
Three realistic price ranges (conservative / moderate / maximum) based on your income, debts, and down payment. Includes Florida-specific carrying costs most calculators forget.
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