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St. Pete Home Guide
Market News

Tampa Bay Real Estate Market News — Updated Continuously

Housing market data, policy changes, and what's shifting in Tampa Bay real estate.

Oct 26, 2026

Tampa Bay weekly: Rays bring the World Series home to the Trop

Rays host Game 3 tonight at the Trop, Bucs rout Panthers 43-13, mortgage rates ease to 7.32%, and St. Pete's dining scene keeps popping off.

Oct 19, 2026

FEMA Disaster Declarations & Flood Risk in Pasco County: What Homeowners and Buyers Need to Know

Pasco County has 44 FEMA declarations on record and nearly 1 in 4 properties at flood risk. Here's what that means if you're buying, selling, or rebuilding there.

Oct 19, 2026

Tampa Bay weekly: Rays one win from the World Series as buyer market deepens

Rays in ALCS Game 6 tonight, rates dip to ~7.26%, Tampa sellers outnumber buyers 2-to-1, Rays stadium deal signed & more. Oct 19 roundup.

Oct 16, 2026

Hillsborough's $211M HRRP Is Still Open — Here's What Homeowners Can Claim

Hillsborough County's Rebuilding for Tomorrow program has $211M left for hurricane-damaged homeowners. Here's who qualifies and what buyers/sellers need to know.

Oct 15, 2026

Hillsborough's $709M Recovery Fund Is Still Taking Applications — Here's What Homeowners Need to Know

Hillsborough County's CDBG-DR Rebuilding for Tomorrow program has $211M for homeowner repairs and rebuilds after Helene & Milton — and is still accepting apps.

Oct 14, 2026

Hillsborough County Just Earned a Bigger Flood Insurance Discount

Unincorporated Hillsborough County upgraded to CRS Class 4 on Oct 1, 2026 — meaning a 30% NFIP flood insurance discount for eligible homeowners. Here's what it means for buyers and sellers.

Oct 13, 2026

Hillsborough County Flood Zone Map: What Every Home Buyer Must Know

The Hillsborough County flood zone map affects insurance costs, mortgage rules, and resale value. Here's what buyers in Tampa must check before closing.

Oct 12, 2026

Clearwater Flood Zones in 2026: Which Neighborhoods Just Changed?

FEMA's Alligator Creek update adds 415 acres to the Pinellas floodplain—here's which Clearwater neighborhoods are affected and what it means for buyers.

Oct 12, 2026

Tampa Bay weekly: Rays sweep Yankees, head to ALCS — plus a $2.3B stadium deal and rates holding at 7.4%

Rays ALCS bound, $2.3B Tampa stadium deal confirmed, Sirata Beach Resort reopens, mortgage rates hold at 7.4%, and condo supply hits 8+ months.

Oct 11, 2026

Tampa Bay Home Prices Drop 6.6% — What Buyers and Sellers Must Know Now

Realtor.com's September 2026 report ranks Tampa Bay's price-per-sq-ft drop as second steepest in the U.S. Here's what it means if you're buying or selling.

Oct 9, 2026

Tampa Bay Condo Buying in 2026: The Special Assessment Minefield

Florida's post-Surfside reserve laws are hitting Tampa Bay condo buyers with surprise five- and six-figure bills. Here's how to spot the traps before you offer.

Oct 9, 2026

Tampa Bay Mortgage Rates Hit 7.28%—and Buyers Have All the Leverage

Rates just jumped to a near 3-year high, but Tampa Bay's flooded inventory and motivated sellers mean buyers can negotiate like it's 2019. Here's how.

Oct 8, 2026

Snowbirds Are Getting Younger — and That's Reshaping Tampa Bay's Fall Market

Remote work is turning Tampa Bay's snowbird season younger and longer. Here's what that means for local home prices and fall buying timing.

Oct 7, 2026

FEMA's 50% Rule: What Hillsborough Homeowners Must Know Before Repairing or Selling

If you're fixing or selling a flood-zone home in Hillsborough County, FEMA's 50% Rule could force you to elevate, relocate, or tear down. Here's how it works.

Oct 5, 2026

DR-4806, DR-4828 & DR-4834: What Three FEMA Declarations Mean for Hillsborough County Home Buyers and Sellers

Hillsborough County was hit by three FEMA major disaster declarations in 2024. Here's what Debby, Helene, and Milton mean if you're buying or selling there.

Oct 5, 2026

Hillsborough County's 1,027 Repetitive Loss Homes: A Buyer's Warning

Hillsborough County has 1,027 NFIP repetitive loss properties — including 220 severe cases. Here's what buyers and sellers need to know before closing.

Oct 5, 2026

Tampa Bay weekly: Rates hit 7.28%, Bucs stumble to 0-4, and the Bay's busiest October in years

30-year rates hit 7.28% this week, Bucs drop to 0-4, the Rays stadium deal is sealed, and new openings pop up across Pinellas. Your Oct. 5 Tampa Bay roundup.

Oct 4, 2026

Tampa Is One of the Hardest Cities to Sell a Home Right Now

Mortgage rates hit 7.28% and Redfin says Tampa has 86% more homes for sale than buyers. Here's what sellers — and buyers — need to know right now.

Oct 2, 2026

Hillsborough Redraws Evacuation Zones: What Home Buyers Must Check Now

Hillsborough County expanded hurricane evacuation zones for 2026. Apollo Beach, New Tampa & more shifted — here's what it means before you buy or sell.

Oct 2, 2026

Tampa Bay Prices Fell 6.6% in September — What It Means for Buyers

Realtor.com's September report shows Tampa Bay median listing prices dropped 6.6% YoY — one of the steepest declines in the U.S. Here's what buyers and sellers should do now.

Oct 1, 2026

What FEMA Flood Zone AE Means for Your Hillsborough County Home

Zone AE covers thousands of Hillsborough County homes. Here's what it means for your mortgage, flood insurance costs, and what to check before you close.

Sep 29, 2026

What a FEMA Disaster Declaration Means for Your Hillsborough County Home

FEMA disaster declarations DR-4828 and DR-4834 still affect Hillsborough County home loans, appraisals, and insurance. Here's what buyers and sellers need to know.

Sep 28, 2026

Two FEMA Declarations Every Hillsborough Homeowner Must Know

Hurricanes Helene and Milton triggered two major FEMA disaster declarations for Hillsborough County. Here's what buyers, sellers, and owners must know now.

Sep 28, 2026

Selling a Flood-Damaged Home in Hillsborough County: What You Must Know

Hillsborough homeowners with flood damage face disclosure rules, FEMA's 50% rule, buyout programs, and real buyer scrutiny. Here's your full options guide for 2026.

Sep 28, 2026

Tampa Bay weekly: Rays clinch AL East, rates spike, and a new stadium groundbreaking looms

Rays win the AL East for the first time since 2021, mortgage rates hit a one-year high, and affordable housing news floods St. Pete and Pinellas this week.

Sep 27, 2026

FEMA Flood Declarations in Hillsborough County: What Home Buyers and Sellers Must Know Right Now

Hillsborough County carries two recent FEMA major disaster declarations from Helene and Milton. Here's exactly what that means if you're buying or selling a home.

Sep 26, 2026

Shore Acres Real Estate in 2026: Flood Damage, the $33M Pump Station, and What Homes Are Actually Worth Now

Construction just started on St. Pete's $33M Shore Acres pump station. Here's what that means for buyers, sellers, and home values in this flood-hit neighborhood.

Sep 25, 2026

Hillsborough's $709M Recovery Fund Is Rewriting the Rules for Flood-Zone Buyers

Hillsborough County's Rebuilding for Tomorrow program has $709M to repair, rebuild, and flood-proof homes. Here's what it means if you're buying or selling.

Sep 25, 2026

Pinellas FEMA Disasters: What Helene, Milton & Idalia Mean for Your Home

Three FEMA disaster declarations hit Pinellas County in two years. Here's what Idalia, Helene & Milton mean if you're buying, selling, or rebuilding right now.

Sep 23, 2026

Pinellas' $813M Disaster Recovery Fund: What Buyers and Sellers Must Know

Pinellas County is distributing $813M in federal hurricane recovery funds right now. Here's what it means if you own, sell, or plan to buy in the county.

Sep 21, 2026

Pinellas Cuts Its Tax Rate Again — and a Bigger Break May Be Coming

Pinellas County just trimmed its property tax rate for the 5th time in 6 years. Add a $250K homestead exemption on the November ballot and the math shifts.

Sep 21, 2026

Tampa Bay weekly: Rays break ground + mortgage rates crack 7% again

Rays stadium groundbreaking imminent, rates hit 7%, St. Pete mayoral runoff set, PSTA ferry update & Pinellas market data for Sept. 21, 2026.

Sep 19, 2026

Temple Terrace Flood Zone & the $709M Hillsborough Recovery Program

Hillsborough's $709M 'Rebuilding for Tomorrow' program includes Temple Terrace. Here's what homeowners, buyers, and sellers need to know about flood zones and recovery funds.

Sep 17, 2026

FEMA 50% Rule in Pinellas County: When Repairs Trigger a Full Rebuild

Post-hurricane repairs crossing the 49–50% threshold force a full flood-code rebuild in Pinellas. Here's what buyers, sellers, and homeowners need to know in 2026.

Sep 16, 2026

Allendale Terrace: The 'High and Dry' St. Pete Neighborhood Beating Flood Markets in 2026

Allendale Terrace sits in FEMA Zone X with no mandatory flood insurance — here's why that's reshaping buyer demand in St. Pete's mid-2026 market.

Sep 15, 2026

Pinellas FEMA Flood Maps 2026: What to Check Before You Close

New FEMA flood map changes are in play across Pinellas County right now. Here's what every buyer and homeowner must verify before signing on the dotted line.

Sep 14, 2026

Pinellas Flood Map Appeal Window Is Open — You Have Until Nov. 17

FEMA's Alligator Creek Watershed flood map update is in its 90-day appeal window. Buyers, sellers, and homeowners near Clearwater and Safety Harbor need to act now.

Sep 14, 2026

Tampa Bay weekly: Rays clinch, Bucs stumble, and mortgage rates hit a 14-month high

Your Sept. 14 Tampa Bay roundup: Rays clinch a playoff spot, Bucs drop the opener, 30-yr rates hit 6.76%, and the Gas Plant District stays in the news.

Sep 13, 2026

Pinellas County FEMA Flood Zone by Address: 2026 Map Update Explained

A new FEMA preliminary map adds 415 acres to the Pinellas floodplain — and the appeal window closes Nov 17. Here's how to check any address right now.

Sep 11, 2026

Florida's New Property Tax Disclosure Law: What Tampa Bay Buyers Must Know

Florida's new HB 7031E ends misleading seller tax figures on Zillow & Realtor.com listings. Here's what Tampa Bay buyers need to know before February 2027.

Sep 9, 2026

Pinellas County FEMA Flood Declaration 2025–2026: What Home Buyers and Sellers Must Know

FEMA's 2025–2026 flood declaration reshapes buying, selling, and renovating in Pinellas County. Here's what every buyer and seller must do before closing.

Sep 8, 2026

Alligator Creek FEMA Map Update: What Clearwater & Safety Harbor Buyers Must Know Now

FEMA's preliminary Alligator Creek Watershed flood map could reclassify hundreds of Clearwater and Safety Harbor homes. Here's what buyers must do before November 17.

Sep 7, 2026

Pinellas TRIM Notices Are Out — Why Your Value Fell but Taxes Rose

Pinellas County TRIM notices hit mailboxes this week. Some homeowners saw their market value drop 20% — but taxes still went up. Here's why.

Sep 7, 2026

Shore Acres Construction Starts: What It Means for Home Values Now

St. Pete's $33M Shore Acres flood project breaks ground this fall. Here's what buyers, sellers, and current owners need to know about values right now.

Sep 7, 2026

Tampa Bay weekly: Rays in playoff position, rates hit 13-month high, and the Burg gets a new bar

Tampa Bay roundup for Sept 7: Rays in first place, 30-yr mortgage hits 6.71%, Vicente groundbreaking, new St. Pete bar, and South Tampa flood vote looming.

Sep 6, 2026

Tampa Bay's Two-Speed Market: Luxury Soars While Regular Buyers Hold the Chips

Redfin's September 2026 report shows Tampa luxury prices up 15.4% while non-luxury stays flat — here's what that split means if you're buying or selling.

Sep 5, 2026

Tampa's Luxury Home Prices Are Up 15% — What It Means for Everyone Else

A new Redfin report ranks Tampa #2 in the nation for luxury price growth at 15.4%. Here's what that split market means if you're buying or selling anywhere in the Bay.

Sep 4, 2026

FEMA AE vs. VE Flood Zone: What Tampa Bay Buyers Must Know

AE or VE on a Pinellas or Hillsborough listing? Here's what each FEMA flood zone means for your insurance cost, mortgage, and resale value.

Sep 4, 2026

Shore Acres Flood Fix Is Starting: What Buyers Need to Know Now

St. Pete's $33M Shore Acres pump station breaks ground in October. Here's how the project changes the risk math for buyers — and what to watch before you close.

Sep 1, 2026

Downtown St. Pete Condos: Is Now the Right Time to Buy?

Condo inventory tops 13 months of supply and values are down 10–18% from peak. Here's what the September 2026 market means for downtown St. Pete buyers.

Aug 31, 2026

Tampa Bay's Fall Market Window Is Opening — Here's What the Data Says

Inventory is up, homes are sitting longer, and seller concessions are back. Here's what Tampa Bay's August 2026 data means for buyers and sellers heading into fall.

Aug 31, 2026

Tampa Bay weekly: Rays stadium is officially a done deal

Rays get final approval for a $2.3B ballpark in Tampa, rates tick up to 6.66%, and a new luxury tower starts leasing in St. Pete.

Aug 30, 2026

Isla del Sol Condos: Flood Zones, HOA Fees & Insurance in 2026

Thinking about a condo on Isla del Sol? Here's what buyers must know about FEMA flood zones, HOA costs, insurance, and the milestone law before you offer.

Aug 28, 2026

Pinellas Flood Maps Just Changed: Winners, Losers, and What Buyers Must Know

FEMA's updated Pinellas County flood maps took effect August 24. Most of the county wins — but Snell Isle, Shore Acres, and the beaches could see big rate jumps.

Aug 19, 2026

I ran the numbers on assumable mortgages in Pinellas — here's why most don't work

Assuming a seller's 3% FHA or VA loan sounds like a cheat code. I ran the real Pinellas math, and the equity gap kills most of them. Here are the 3 times it actually works — plus the truth about subject-to.

Aug 18, 2026

NFIP Expires September 30: What Tampa Bay Buyers and Sellers Must Do Now

The federal flood insurance program expires Sept. 30, 2026. Here's what Tampa Bay buyers, sellers, and anyone closing this fall need to do before the deadline.

Aug 17, 2026

Tampa Bay weekly: Sky Town pre-leasing kicks off as Rays stay hot and rates dip

Sky Town pre-leasing, Freddie Mac rate dip, Rays historic road trip, Kingfish sushi opening, St. Pete mayoral primary eve — your Aug. 17 Tampa Bay roundup.

Aug 15, 2026

Shore Acres Home Values After the Hurricanes: What to Know Now

Shore Acres homes sold at steep losses after Helene and Milton — but infrastructure is changing. Here's what the data means for buyers and sellers right now.

Aug 12, 2026

Florida's $250K Homestead Exemption: What Pinellas Homeowners Need to Know Before November

A $250,000 homestead exemption is headed to Florida's November ballot. Here's what St. Pete and Pinellas homeowners could save — and the deadline that matters.

Aug 11, 2026

Pinellas Park Just Cut Flood Insurance 25%—Here's What Every Tampa Bay Buyer Must Check

Pinellas Park just earned a FEMA CRS Class 5 rating, unlocking a 25% NFIP flood insurance discount starting Oct. 1. Here's how to look up any address before you close.

Aug 10, 2026

Pinellas County Is a Tale of Two Markets Right Now

Single-family homes are tightening while condos pile up unsold. Here's what the August 2026 data means if you're buying or selling in Pinellas County.

Aug 10, 2026

Tampa Bay weekly: mortgage rates hit a one-year high as the Bay keeps building

30-year rates at 6.69%, a 14-story tower opens in St. Pete, new food openings, Rays cruise at 70-46, and Baker Mayfield heads into camp deal-less.

Aug 7, 2026

Mortgage Rates Hit a One-Year High — What Tampa Bay Buyers Should Do Right Now

Florida 30-year rates just touched 6.75%, a one-year high per Tampa Bay Times. Here's what it actually means if you're buying or selling in Tampa Bay this fall.

Aug 6, 2026

St. Pete's Housing Market Just Tilted — Here's What Buyers See Right Now

Inventory at a 10-year high, homes sitting 59+ days, sellers cutting prices — here's what the August 2026 St. Pete market actually looks like.

Aug 4, 2026

Is Now a Good Time to Buy in St. Pete? The August 2026 Market, Honestly

St. Pete home values are down 3.9% year-over-year, inventory is at a 10-year high, and sellers are offering rate buydowns. Here's what the August 2026 market really means for buyers.

Aug 3, 2026

Tampa Bay weekly: Army/Navy site gets 1,150 homes, Rays lead the AL East, and insurance finally bends

Tampa Bay roundup Aug 3: Tampa approves 1,150-unit downtown housing deal, Rays sit atop AL East, Busch Gardens opens Lion & Hyena Ridge, and mortgage rates hold at 6.65%.

Jul 27, 2026

Tampa Bay weekly: Rates hit a summer high, the Rays are buyers, and St. Pete says goodbye to Thirsty First

Tampa Bay real estate roundup for July 27, 2026: mortgage rates spike, Pasco gets $85M in new housing, Rays go all-in at the deadline, and St. Pete loses a landmark.

Jul 20, 2026

Tampa Bay weekly: mortgage rates hit seasonal high as Rays navigate post-All-Star skid

30-yr rates touch 6.75%, Rays stumble out of the All-Star break, Tampa's $60M Riverwalk breaks ground, and OpenTable crowns two Bay hotel restaurants.

Jul 13, 2026

Tampa Bay weekly: Rays lead the AL East, mortgage rates tick up, and downtown St. Pete's skyline just got a $32.5M shakeup

Tampa Bay roundup for July 7–13: Rays in first, 30-yr rates at 6.49%, Stock Development buys the old Times building, Lumbre opens in Tampa, and the MLB Draft.

Jul 6, 2026

Tampa Bay weekly: Rays kick off stadium construction manager search as mortgage rates creep toward 6.7%

Tampa Bay real estate + community news for the week of July 6, 2026: mortgage rate spike, St. Pete market data, Rays stadium move, World Cup fever, and America 250.

Jun 29, 2026

Tampa Bay weekly: Lightning trade up at NHL Draft, Rays' Caminero eyes All-Star history, and mortgage rates creep back toward 6.6%

Tampa Bay roundup for the week of June 23–29: Lightning draft haul, Rays' Caminero surge, stadium money fight, mortgage rates, and downtown St. Pete land deal.

Jun 22, 2026

Tampa Bay weekly: Pasco hits pause on data centers, rates drift higher, and Ybor fights back

Mortgage rates hit 6.59% post-Fed, Pasco County moves on data center moratorium, Ybor's Crowbar closes, Rays sit at 42-30 — your June 22 Tampa Bay roundup.